Starting point for any reflection, there're no problems, only solutions.
For important pbs, I walk around in the lounge like an animal, late at night, when all family members are in bed. If necessary, the concern will wake me up in the small hours for me to think over it and I 'll only go back to sleep when a seemingly satisfactory solution has been reached. Then, I talk to my wife to see how my ideas hold when expressed and how the solution passes the test, and that's were the process of exchange starts. Which makes my wife say that I submit my ideas to her inasmuch as I've already made up my mind. That's absolutely untrue, I put great store on her opinion and, in an actual fact, I side with her most of the time.